For people who dream of owning their own home soon, the idea of coming up with the money that they need to seal the deal – down payment, closing costs etc. – can make that dream seem nearly impossible. Saving up such a large chunk of money can seem like a pipe dream, especially if
Buying a house is a difficult and complex process under the best circumstances. At first glance, it can seem nearly impossible if you have a bad credit score. While less than ideal credit can add some challenges to the home buying process, it certainly does not make it impossible to get approved for a mortgage
Whether the buyer or seller of a home pays for the home warranty depends on a few factors. First, the prevailing practice in your area may affect who pays. Second, the buyer’s motivation to sell the home may play a part. And, the age of the home and its appliances and systems could certainly influence
Home inspections can run anywhere from about $200 for small condos and manufactured homes to $1000 or more for larger, older or historic homes, or for extra inspections. According to the U.S. Department of Housing and Urban Development (HUD), a “typical range” would be from $300 to $500, but that does not factor in geographic
If you are asking yourself this question before you set out in search of the perfect house, you are way ahead of the game. It is always best to know what you’re up against before your emotions get involved. You don’t want to fall in love with a house, only to discover that it is
Purchasing a new home is a tricky affair with a seemingly endless range of options, each one accompanied by its own down payments, closing costs, and other fees. If you’re looking for an affordable option that will help you get into your home with as little money as possible, try one of these lesser-known new
Whether you’re shopping for a home, paying taxes for the first time as a new homeowner, or a longtime homeowner looking for new ways to save, it’s important to understand how your home impacts your taxes. Taking the right deductions could give you a big tax break that will ease your expenses and make homeownership
If you’re new to homeownership, you may find that there are more bills than you originally expected. Drafting a complete house expenses list goes far beyond the basics like utility and water bills. You’ll have a whole host of new costs to think about, though these also come with a new level of freedom. Though
Purchasing a home comes with a lot of paperwork. Though it’s no small task to keep track of everything, it’s important to stay on top of it all. Within that pile of papers, you might find some valuable forms that will help you save money on your home’s taxes. Since property taxes can amount to
Roof damage can happen at any time — but there’s never a convenient time to get a roof leak. Whether it’s hail, heavy rains, trees, or simply aging shingles, roof leaks can allow damaging moisture into your home. With home warranty roof leak coverage, you can take care of roof leaks quickly before they become
HVAC systems are typically covered under home warranties. They may be included in a basic or upgraded plan or require an add on to your contract. However, it’s clear that getting HVAC home warranty coverage can be very valuable, especially if your HVAC system fails when you need it the most.
There’s no way around it: remodeling your kitchen is typically expensive — and intrusive, kicking you out of your cooking space for weeks, even months. Most home owners will spend between $12,000 and $19,000. Some high end kitchen remodels can cost as much as $80,000 or more. But with smart decisions and careful planning, you
In California, CHW branded service contracts are issued and offered by Home Service Club of California, Inc. (“HSCCA”) and sold exclusively by Home Service Club of California Insurance Services, Inc. **Click Here to view complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.* With purchase of single payment plan.
The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer
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