For people who dream of owning their own home soon, the idea of coming up with the money that they need to seal the deal – down payment, closing costs etc. – can make that dream seem nearly impossible. Saving up such a large chunk of money can seem like a pipe dream, especially if
Buying a house is a difficult and complex process under the best circumstances. At first glance, it can seem nearly impossible if you have a bad credit score. While less than ideal credit can add some challenges to the home buying process, it certainly does not make it impossible to get approved for a mortgage
Smoke detectors are critical in every home. Though you can take many smart steps to prevent home fires, you cannot guarantee that this type of disaster will never occur. Protect yourself, your family, and your home by properly installing smoke detectors throughout your property. With the right system in place and knowing where to install
Closing costs refer to expenses beyond the price of the property when you’re purchasing a home. There is a list of expected costs that you should expect at closing, when purchasing a home. These will vary by transaction and depend largely on the type of financing that you’re using and the professionals you’re working with
Knowing how to flip a house is just like any other skill or trade. While wildly popular, success will be largely determined by a delicate balancing act of time and money. Novice entrants into the industry see pros netting an average gross profit of more than $58,000 and scramble to join the fray. Unfortunately, house
Knowing what your home is worth can be important for many reasons. Clearly, if you are planning to put your home on the market or are in the process of buying a new home, knowing its value is essential to either process. You’ll need a clear idea of the value of your home should you
The first thing you must understand is that a home warranty is not the same as homeowner’s insurance. The latter being, coverage you must obtain upon purchasing a home to protect against fire, theft, and various other incidents. A home warranty, on the other hand, is a service contract that covers the major appliances and
Whether the buyer or seller of a home pays for the home warranty depends on a few factors. First, the prevailing practice in your area may affect who pays. Second, the buyer’s motivation to sell the home may play a part. And, the age of the home and its appliances and systems could certainly influence
There are numerous home warranty companies out on the market, and finding the best can be daunting. However, here at Choice Home Warranty, our services distinguish itself from the competition in various ways. This ranges from our exceptional customer service to our coverage plans. Our staff is a team of a dedicated and family-structured team
Home inspections can run anywhere from about $200 for small condos and manufactured homes to $1000 or more for larger, older or historic homes, or for extra inspections. According to the U.S. Department of Housing and Urban Development (HUD), a “typical range” would be from $300 to $500, but that does not factor in geographic
Having a home warranty is perhaps the best means of being assured of protecting your budget as a homeowner. However, what exactly is a home warranty, and what does it cover? Being a homeowner, costly repairs are probably your greatest daily worries. What if you learned that there is a way you could alleviate these
If you are asking yourself this question before you set out in search of the perfect house, you are way ahead of the game. It is always best to know what you’re up against before your emotions get involved. You don’t want to fall in love with a house, only to discover that it is
In California, CHW branded service contracts are issued and offered by Home Service Club of California, Inc. (“HSCCA”) and sold exclusively by Home Service Club of California Insurance Services, Inc. **Click Here to view complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.* With purchase of single payment plan.
The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer
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